1. Let’s Chat
(Meeting 1: Usually 30-60 minutes)
In our first meeting – whether it’s done over the phone, in person or virtually – we’ll get to know each other. We’ll provide you with the details about our business, and how we typically help folks who choose to work with us. We’ll answer all of your questions, and we’ll also look to get better understanding of your unique situation and goals.
After this meeting, if we both feel like we’re a good fit, we’ll create a custom engagement proposal for you that details how we can help, and the strategies we feel would benefit you most. This proposal will have the scope of the work as well as any fees so that they are transparent to you.
Be More Prepared:
- We’ll ask you some high-level questions about your financial situation.
- We’ll review what planning, if any, you’ve done to date.
- We’ll look at how much or how little help you’re seeking from our engagement.
- We’ll talk about what your goals, intentions and desired outcomes are.
2. Let’s Agree
(Meeting 2: Usually 20-30 minutes)
During this meeting we’ll review the engagement proposal, and any questions you may have as well as which type of engagement would best suit your needs. If we agree to move forward, a financial planning agreement will be sent for your signature along with our data and document request if applicable.
Be More Prepared:
- Be sure to read through our engagement proposal prior to this call.
- Prepare any questions that you might have regarding the proposed engagement/s.
3. Let’s Get to Work
(Meeting 3: Usually 20-30 minutes)
For Financial Planning Engagements Only
In our third meeting, we’ll review all of the data and information that we’ve requested, and that you’ve provided to ensure what we have is accurate, and to fill in any holes as needed. Accuracy is critical to your plan, so we’ll dig into the details during this meeting.
From here we’ll get started on our analysis and strategy development. We’ll look at the total picture and work with your end-goals in mind. We’ll determine how well you are positioned to meet your goals and if there are any changes that could be made to better optimize your chances of meeting such goals.
4. Let’s Talk Solutions
(Meeting 4: Usually 45 mins.)
In our fourth meeting, we’re going to go over all of our recommendations for you. If any additional or alternate solutions are needed after we chat, we may need a follow-up meeting to review them.
You’ll walk away from this meeting with a prioritized list of action items. For our financial planning clients, we’ll also provide you with a comprehensive report that contains the supporting analysis for our recommendations.
5. Let’s Implement
The big meetings are over, and now it’s time to employ the tailored strategies we’ve outlined for you. We’re happy to help with the implementation of our planning recommendations. Implementation is the most critical piece to optimize your chances of achieving your desired outcomes. During this time, we’ll also assist as needed with third-party professionals such as CPAs, executive/career coaches, attorneys, property/casualty agents, or mortgage professionals to coordinate implementation. We have a network of fully vetted and trusted professionals should you need the services of one of the previously mentioned.
6. Let’s Review
(Ongoing Meetings: Up to 45 mins.)
Depending on our engagement type we’ll meet 2-3x per year for an in-depth review. We’ll look at all of your planning solutions that have been implemented, and any progress that’s been made over the year. We’ll also provide a detailed analysis of any investment accounts or insurance/annuity accounts that we manage for you. We’ll discuss any life changes that may affect your plan, including any changes to your goals, desires, and ambitions. If we need to make any large changes to the plan, we’ll set up subsequent meetings to discuss your options. We are also available to meet in between our in-depth reviews should circumstances arise that would require us to review your financial plan or investments.
After these meetings, we’ll provide a summary of what we discussed. We’re also happy to chat on an as-needed basis, whenever you need guidance or if something pops up that we may be able to provide a valuable opinion on. In short, we’re here for you, whenever you need us.